Our Finance Center
The Finance Center at Budge Car and Truck Sales Has the Experts to Guide You Through the Car Buying Journey
Anyone who is interested in shopping used cars for sale near Phoenix City, AL, will want to check out what we have to offer. Our team specializes in providing an extensive inventory of pre-owned vehicles for our customers to explore.
Once you find the used car, truck, or SUV that you want to purchase, you will most likely want to secure the auto financing you need to take it home. Luckily, the finance center at Budget Car and Truck Sales, located at 6225 Veterans Parkway in Columbus, GA, is here to help. We want to do what we can to connect you with a budget-friendly auto financing solution. Use our driving directions to locate us from nearby areas, like Fort Benning, GA.
Financing for All Types of Credit at Our Dealership
Are you looking for bad credit financing near Opelika, AL? We know that it can feel like you don't have any options when you are shopping for your next ride with poor credit. The finance team at Budget Car and Truck Sales can provide you with auto financing, regardless of your credit score.
We believe that bad things happen to good people, and that everyone deserves a second chance. Our finance experts will work with our lending partners to try to find budget-friendly used car loans for all of our customers. In the past, we have assisted folks with the following credit issues:
- Bankruptcy
- Late Payment History
- Foreclosure
- Repossession
- Divorce
Used Vehicle Financing FAQs
The main advantage of a shorter loan term when you buy a pre-owned vehicle is that the car loan will cost you less in the long term because you won’t have to pay as much in finance charges. While the overall monthly payment will be higher, the cost of the loan will actually be lower because you won’t be paying as much interest.
There are a lot of factors that go into determining what kind of interest rate you qualify for when you buy a used car, truck, or SUV. One of the biggest factors is your credit score. Higher credit scores often equate to lower interest rates.
Other factors, like debt-to-income ratio and the age of the vehicle, will also play a role in helping to determine your rate. An interest rate is a reflection of the risk that the bank or credit union feels they are taking on by lending you money.
If you want to be proactive and put in the work to put your finances in the best situation when you apply for a used car loan, the first step you should take is to check your credit report. You can get any old or inaccurate information removed to improve your credit score. Not only can that help with improving your score, but it can also assist our finance center in helping you secure more advantageous terms.
Apply Online for Your Auto Financing with Budget Car and Truck Sales
You can have a simple and easy time applying for an auto loan when you shop with our dealership. Whether you are looking at something from our pre-owned vehicle specials or something else entirely, we will do our best to make the process streamlined.
One of the ways that we make this happen is with our online credit application. You can fill out this form from the comfort of your La Grange, GA, home. Once you provide some personal, employment, and income data with this form, our team will begin working on getting you approved.
Complete the online credit application from your Cusseta, GA, home, so Budget Car and Truck Sales can connect you with a used car, truck, or SUV that meets your needs today.
Explore the Online Finance Tools at Our Columbus, GA Dealership
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Budget Car and Truck Sales
6225 Veterans Parkway
Columbus, GA 31909
- Sales: (706) 327-6888
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Budget Car and Truck Sales of Prattville
508 McQueen Smith Rd S
Prattville, AL 36066
- Sales: 844-376-6890
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Budget Car and Truck Sales Columbus
6225 Veterans Parkway
Columbus, GA 31909
- Sales: (706) 327-6888
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Budget Car and Truck Sales
61 Mendel Parkway
Montgomery, AL 36117
- Sales: 334-244-9777
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Budget Car & Truck Sales Montgomery
61 Mendel Parkway
Montgomery, AL 36117
- Sales: 334-244-9777
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Budget Car & Truck Sales Prattville
508 McQueen Smith Rd
Prattville, AL 36066
- Sales: 334-358-0444
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